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Legal & Insurance
MOM regulations, insurance requirements, and legal considerations for Singapore employers


Work Permit Renewal Singapore 2026: $35 for Your Helper
Your helper's work permit renewal costs just $35 with MOM. See when the renewal letter arrives, which documents you need, and how to renew online in minutes.
9 min read


Security Bond for Domestic Helpers 2026: S$5,000 Rules
The MOM S$5,000 security bond for helpers explained: who must buy it, how discharge works when the Work Permit ends, the four forfeiture triggers, and how to protect yourself.
10 min read


Helper Pregnant? Singapore MOM Rules, Costs & Next Steps 2026
Your domestic helper is pregnant — here is what MOM requires, what it costs, and how to handle the next 7 days as a Singapore employer in 2026.
4 min read


Your Helper's Contract Is Ending: Renewal, Costs & What to Do in Singapore (2026)
Your helper's contract is ending: how renewal works in Singapore — costs, MOM steps, and whether to renew or find a new helper (2026).
4 min read


Your Helper Ran Away: The Complete Emergency Guide for Singapore Employers
Your Helper Ran Away: The Complete Emergency Guide for Singapore Employers So your helper ran away. Take a deep breath, lah. It happens more often than you think and there is a clear process to follow. Whether she left in the night or stopped coming back from her day off, you need to act fast but stay calm. This guide walks you through every step: what to report, how to handle the $5,000 security bond, whether your insurance covers you, and how to get a replacement helper. At
2 min read


How Your Domestic Helper Can Send Money Home: Singapore Remittance Guide (2026)
How your domestic helper can send money home in Singapore — compare DBS remittance, Western Union, Wise and Dash fees, and learn MOM's salary payment rules.
7 min read


Terminating a Maid in Singapore 2026: Real Costs from $600, Notice Rules & Step-by-Step
Ending your maid's employment in Singapore costs from about $600 — two weeks' pay in lieu, return airfare and more can push it past $3,000. Here's MOM's 2026 rulebook on notice, the 7-day permit cancellation and the $5,000 bond.
9 min read


6ME Medical Check Singapore 2026: Cost, Deadline & What MOM Checks
The 6ME (Six-Monthly Medical Examination) is a mandatory MOM screening every domestic helper must complete every 6 months. It costs $38-$90, covers pregnancy and infectious diseases, and missing the deadline means Work Permit revocation. Here is the full guide.
4 min read


Maid Rest Day Rules in Singapore 2026: 1 Rest Day a Week, Compensation & Exceptions
Your maid gets at least 1 rest day a week in Singapore — cancel one and you owe her a replacement day or 1/26 of her salary. Here's the 2026 rulebook.
7 min read


Maid Insurance Singapore 2026: From $280 for 26 Months, MOM's $60,000 Rule and What's Covered
Maid insurance in Singapore starts from about $280 for a 26-month policy and must cover at least $60,000 in medical claims. Here's MOM's 2026 rulebook — minimums, co-payments, and real costs.
8 min read


Can You Share or Lend Your Domestic Helper? MOM's Rules on Part-Time Work and Borrowing in Singapore
Can you share or lend your domestic helper in Singapore? MOM says no — here are the rules, the penalties, and the legal alternatives.
3 min read


Maid Loan Singapore: How the 4–6 Month Salary Deduction Works
How does the maid loan work in Singapore? Here's what the 4-6 month salary deduction covers, how MOM caps it at 50% of pay, and what every employer must know.
7 min read


When Your Helper Gives Notice: A Singapore Employer’s Complete Guide to Resignations, Transitions, and Finding a Replacement
Your helper just told you she's leaving. Take a breath — this is a normal part of the employment cycle, and handling it well protects both of you. Here's exactly what to do: confirm the date in writing, check your agency's replacement guarantee, run a smooth transition, and manage the MOM paperwork. At a glance: what to do when your helper resigns Confirm the notice period in writing (typically one month under the MOM contract) · check your agency's replacement guarantee (usu
2 min read


You Hired a Domestic Helper — Now What? Your Complete MOM Responsibilities as a Singapore Employer
Hiring a domestic helper in Singapore means taking on real legal responsibilities under MOM. From medical insurance to accommodation, salary to repatriation — here is every obligation you need to know about, in plain English.
4 min read


What's Actually in the MOM FDW Contract? A Plain English Translation
You signed the MOM FDW contract when you hired your helper — but do you actually know what you agreed to? We translate the legal jargon into plain English and highlight the 3 things most employers get wrong.
3 min read


When Your Helper Gets Sick: A Singapore Employer's Guide to Medical Care, Insurance & Leave
What happens when your domestic helper falls ill in Singapore? Understand your legal obligations for medical insurance, hospitalisation, outpatient care, sick leave, and how to handle serious medical emergencies.
2 min read


CCTV in the Home: Balancing Safety and Privacy With Your Domestic Helper in Singapore - CCTV rules for domestic helper in singapore
CCTV cameras in the home are a divisive topic among Singapore employers. Learn the legal boundaries, ethical considerations, and best practices for using surveillance cameras while maintaining trust with your domestic helper.
3 min read


Mobile phone usage agreement for Domestic helpers
A mobile-phone usage agreement helps you balance a supportive relationship with safe, respectful boundaries for your helper. This template sets out zero-screen zones, permitted phone times, late-night rules and social-media boundaries — amend it freely to suit your household. At a Glance: Phone Rules That Work Your helper's phone is a lifeline to her family — the goal is focus and safety, not isolation. Zero-screen zones: active caregiving, high-risk chores (cooking, ironing,
3 min read


What about Singapore domestic helper insurance
Hiring a migrant domestic worker (MDW) is a vital milestone for many households in Singapore, bringing essential support for childcare, eldercare, and daily routines. However, bringing a helper into your home comes with substantial regulatory obligations and financial risks. In Singapore, domestic helpers are not covered under the Work Injury Compensation Act (WICA), nor do they enjoy government healthcare subsidies. This means employers bear full legal and financial respon
3 min read
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